For many years, we have been helping people in the Mettmann, Ratingen, and Velbert region on their journey to owning property. Your individual needs and goals are always at the heart of our advice. In this guide, we would like to address specifically those who are considering buying property as an investment.
Are capital investments still worthwhile in 2024?
Last year, increasingly challenging developments manifested themselves in the real estate market: inflation, rapidly rising interest rates, and a lack of equity among potential buyers characterized the situation. In light of these dynamics, more and more people are seeking to protect their assets from the effects of inflation while also considering how to provide for their future, especially in view of rising living costs and uncertainty in retirement.
In this context, buying real estate is proving to be an extremely attractive option. Compared to other forms of investment such as stocks or funds, real estate offers advantages that counteract current market conditions:
- Tangible asset investment
Real estate is a tangible asset and is therefore less susceptible to the volatile fluctuations that stocks or funds are exposed to. - Stable value and inflation protection
Historically, real estate has proven to be extremely stable in value and thus offers effective protection against the effects of inflation. - Regular income
By renting out a property, investors can generate continuous rental income, which is a reliable source of income. - Tax advantages
Investing in real estate is encouraged by the government through various tax incentives, which can provide investors with additional financial benefits.
How can I tell if investing in real estate is worthwhile?
The decision to invest in real estate depends on numerous factors that can have both short- and long-term effects on your financial goals. By thoroughly evaluating these factors, you can make informed decisions and ensure that your investment will pay off in the long run.
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Location and neighborhood:
A prime location in an attractive neighborhood naturally offers the best opportunities for lucrative wealth accumulation. A good location includes aspects such as proximity to public transportation, shopping, schools, workplaces, and other cities of importance. -
Economic outlook:
A stable job market, healthy economic growth, and low unemployment rates can indicate robust real estate market performance. When companies expand and create new jobs, this often attracts people from other regions who are looking for employment opportunities. A stable job market, in turn, signals a certain degree of financial stability among a region's residents. -
Rental demand:
Locations with high rental demand and low vacancy rates are extremely attractive to investors, as they offer optimal conditions for making their investment profitable. This high demand can help ensure that rental properties are leased quickly and that potential tenants are willing to pay reasonable rents. -
Risk assessment:
Conduct a thorough risk analysis to identify potential hazards such as natural disasters, environmental pollution, or other risk factors that could affect the value of your investment. For example, the 2021 flooding in the Ahr Valley would need to be taken into account if you were interested in a property in that region. Such events can undoubtedly have short- and long-term effects on real estate demand, as they influence the perception of risk and quality of life in the affected areas. -
Future development:
Consider long-term trends and changes that could affect the location, such as demographic shifts, urban developments, or potential legal regulations (such as the Building Energy Act 2024).
Are Mettmann, Ratingen, and Velbert the right locations for my real estate investment?
- Mettmann:
The city benefits from its central location in the vibrant Rhine-Ruhr economic region: Mettmann impresses with its excellent location. The city is connected to both the Rheinbahn suburban rail network and the Deutsche Bahn long-distance rail network. Motorways such as the A3 and A52 ensure fast connections to surrounding cities. Mettmann offers its residents a high quality of life. The city has numerous attractive green spaces, a wide range of cultural activities, and diverse shopping opportunities.
Demand for housing in Mettmann remains high. This is due in part to the city's attractive location and quality of life, and in part to its growing population. On the other hand, there is a shortage of real estate, especially in the area of new housing. This is leading to rising prices and making Mettmann an interesting market for value-oriented investors. Rental prices are also showing a positive trend. The average rent for houses is €12.35/m², and for apartments €9.54/m².
The city of Mettmann has various urban development projects in the pipeline that are intended to further increase the city's attractiveness. These include the redesign of the station district and the development of the new residential quarter "Am Wasserturm. " Mettmann is a strong business location with numerous companies in the industrial, commercial, and service sectors. The unemployment rate is low, which ensures stable demand for housing. Compared to other cities in the surrounding area, Mettmann still offers moderate real estate prices. This also makes the city interesting for investors with a smaller budget.
- Ratingen:
Ratingen, the "city of freedom," impresses with its excellent location in the Rhine-Ruhr metropolitan area, where numerous renowned companies such as Henkel, E.ON, and Metro are based. The city is connected to both the Rheinbahn suburban rail network and the Deutsche Bahn long-distance rail network. Motorways such as the A3 and A44 ensure fast connections to surrounding cities. Ratingen offers its residents a high quality of life. The city has numerous attractive green spaces, a wide range of cultural activities, and diverse shopping opportunities.
Demand for housing in Ratingen remains high. This is due in part to the city's attractive location and quality of life, and in part to its growing population. The unemployment rate is also low, which in turn ensures stable demand for housing. Compared to other cities in the area, Ratingen still offers moderate real estate prices. This makes the city attractive to investors with a smaller budget. On the other hand, there is a shortage of real estate, especially in the area of new housing. This is leading to rising prices and making Ratingen an interesting market for value-oriented investors. As a result, rents in Ratingen are also showing an upward trend. The average rent for existing houses is €11.77 per square meter and €14.06 per square meter for new buildings.
The city of Ratingen has various urban development projects in the pipeline that are intended to further increase the city's attractiveness. These include the "Westlicher Stadteingang" (western city entrance) neighborhood development and the revitalization of the station district. Ratingen is a strong business location with numerous companies from the industrial, commercial, and service sectors.
- Velbert:
Velbert, located in the heart of the Niederbergischer Kreis district, stands out as a promising location for real estate investments: demand for housing in Velbert has risen steadily in recent years. This is due, on the one hand, to the city's attractive location in the catchment area of the Ruhr region and Düsseldorf and, on the other hand, to the high quality of life that Velbert offers its residents. On the other hand, there is a low supply of real estate, especially in the area of new housing. This leads to stable price development and makes Velbert an interesting market for investors aiming for value appreciation.
The city of Velbert has various urban development projects in the pipeline that are intended to further increase the city's attractiveness. These include the revitalization of the city center and the creation of new residential areas. Velbert has a good infrastructure with a well-developed local transport network and fast connections to the A40 and A57 highways.
Compared to other cities in the surrounding area, Velbert still offers moderate real estate prices ( the average purchase price in Velbert is €2,966.59/m², which is relatively moderate compared to other cities in North Rhine-Westphalia and Germany). This also makes the city interesting for investors with a smaller budget. The economy in Velbert is strong and diversified. The city is an important location for companies in the industrial, commercial, and service sectors. The unemployment rate in Velbert is low. This ensures stable demand for housing and contributes to the value stability of real estate.
Experts in real estate investment in Mettmann, Ratingen, and Velbert
Kartheuser Immobilien is your expert partner for all aspects of purchasing real estate as an investment. We understand the intricacies of the market, the nuances of locations, and the dynamic needs of potential buyers of investment properties. We offer you a comprehensive range of services, from searching for the right property to assisting with financing and leasing.
- Individual consultation:
Our experts analyze your goals and develop a customized strategy for your real estate investment. - Comprehensive analysis:
We evaluate various real estate properties and determine their potential returns. - Financing solutions:
Through our network of financing partners, we find the optimal financing for your project. - Subsidy advice:
We inform you about possible subsidies and help you with the application process.
